Running a loan or microfinance business requires much more than recording who borrowed money. You need controlled loan applications, proper credit assessment, approvals, disbursements, repayment schedules, collections, arrears management and accurate financial records.
HomeBookTz provides a dedicated loan and microfinance environment designed around the complete lending lifecycle.
From registering borrowers and guarantors to processing individual or group loan applications, approving loans, disbursing funds and tracking repayments, every stage is connected.
Loan transactions are connected to the accounting system using dedicated loan accounts such as Loan Receivable, Interest Income and Fee Income. This allows the system to maintain the relationship between lending activity and your financial records without mixing loan-specific accounting with inventory or retail-business accounting.
Know how much you have disbursed, how much borrowers owe, what has been collected, what is overdue, and how your loan portfolio is performing.
Lend With Control. Collect With Confidence. Grow Smarter.
Choose the plan that best fits your business needs. All plans include features optimized for your business type.
For small lenders getting started with controlled lending
For growing lenders managing a larger portfolio
For multi-branch institutions with complex lending operations
Start with tools designed for your industry and grow with a platform that grows with your business.